YES BANK – Credit Manager (Working Capital) – Pune
YES BANK – Credit Manager – Pune
| Company Name: | YES BANK |
| Post Name: | Credit Manager – Working Capital |
| Salary CTC: | NA |
| Location: | Pune |
| Qualification: | CA / CMA (Preferred) or equivalent |
| Experience: | Minimum 2–3 years in Working Capital Credit |
| Contact Details: |
Phone: NA Email: Janaki.iyer@yesbank.in |
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About the Job
YES BANK invites experienced credit professionals to apply for the role of Credit Manager within its Working Capital division at Pune. This role is focused on evaluating and structuring working capital facilities such as cash credit (CC), overdraft (OD), and related term lending for business clients. The role requires a strong foundation in financial statement analysis, working capital cycle assessment, and the ability to recommend appropriate credit limits while ensuring policy compliance and risk mitigation. The ideal candidate will possess a firm understanding of MSME and SME credit portfolios, backed by practical exposure to business operations and sector-specific cash flow dynamics. Professionals with CA or CMA qualifications — or equivalent financial analysis credentials — are preferred, along with a minimum of two to three years’ hands-on experience in working capital credit assessment. Candidates should be adept at reviewing balance sheets, profit & loss statements, and cash flow projections to form a sound credit decision. Beyond technical skills, the position demands strong communication and stakeholder management capabilities. The Credit Manager will liaise with relationship teams, legal and technical advisors, and customers to ensure that credit proposals are robust, well-documented, and aligned with internal credit policy. Attention to detail, a disciplined approach to documentation, and an ethical mindset are essential attributes for success. Working at YES BANK offers exposure to diverse industry segments and the opportunity to work on credit cases that support business growth across micro, small and medium enterprises. This role suits candidates who are keen to grow as credit specialists, enjoy problem-solving in credit structuring, and wish to contribute to responsible lending practices. If this matches your profile, please use the Apply button above to submit your application via the blog/application link. For faster processing, ensure your resume highlights relevant working capital experience and key credit decisions handled.
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