Ratnaafin Capital Hiring Credit Manager – BL & LAP (Mehsana / Ahmedabad, Gujarat)
Vacancy: Credit Manager
Company: Ratnaafin Capital Private Limited
Job Details
| Company Name: | Ratnaafin Capital Private Limited |
| Post Name: | Credit Manager (for BL and LAP product) |
| Salary / CTC: | NA |
| Location: | Mehsana / Ahmedabad (North Gujarat) |
| Qualification: | NA |
| Experience: | Candidates must have experience of relevant product / Working Capital |
Contact Details
Email: dharmesh.vadhvani@ratnaafin.com
Phone: NA
Note: This listing is created from a public LinkedIn post. The details above are exactly as available in that post. If you are applying, please share your CV and current CTC with your preferred location.
About the Job Role and Application Process
Ratnaafin Capital Private Limited has announced an opening for the role of Credit Manager in its Business Loan (BL) and Loan Against Property (LAP) segment. The job location covers Mehsana and Ahmedabad regions, serving the North Gujarat area. Candidates applying for this position should have relevant experience in credit underwriting, working capital management, and loan processing.
A Credit Manager in the lending and finance sector plays an essential role in maintaining portfolio quality while enabling business growth. The responsibilities generally include assessing loan proposals, evaluating borrower eligibility, reviewing credit appraisals, analyzing financial statements, verifying customer backgrounds, and ensuring that all loans comply with the company's internal risk policies. The Credit Manager also contributes to loan disbursal decisions and supports branches in achieving their credit targets safely and efficiently.
Applicants are expected to possess strong analytical skills, an understanding of business loan documentation, and exposure to secured lending products such as LAP. Knowledge of local markets in Gujarat and an understanding of customer profiles in SME or MSME segments would be advantageous. Candidates with experience in commercial loans, asset-backed lending, and customer relationship management will have an added edge in selection.
When applying for this position, candidates should ensure that their CV clearly highlights key competencies such as financial analysis, risk assessment, credit monitoring, and customer due diligence. Mention any measurable achievements, such as portfolio size managed, delinquency reduction, or process improvements implemented. It is advisable to include your current CTC and preferred location (Mehsana or Ahmedabad) in your application email to make the shortlisting process faster.
To apply, use the official LinkedIn link provided above or email your updated CV directly to dharmesh.vadhvani@ratnaafin.com. Keep your subject line short and professional, such as “Application for Credit Manager – [Your Name]”. Avoid sharing unnecessary personal documents; the employer will contact shortlisted candidates for further verification and discussion.
This opportunity with Ratnaafin Capital Private Limited provides exposure to retail and SME lending operations, risk evaluation, and credit management. Professionals looking to build a long-term career in finance, banking, or NBFC sectors can benefit greatly from such a position. Apply soon and take the next step toward advancing your career in the financial services industry.
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