IIFL Home Finance Hiring Credit Managers Across Multiple Locations |
Credit Manager — IIFL Home Finance
Contact details (from original post / screenshot):
Phone: NA
Email: abhishek.jain2@iiflhomeloans.com
Note: This job post is prepared from the original LinkedIn post screenshot. IIFL Home Finance and the original poster are the owners of this job listing. This page only republishes the job for application convenience; please follow the original application links or contact details for formal submissions.
About this role — Overview and application guidance
IIFL Home Finance is seeking qualified candidates for the role of Credit Manager across multiple locations including Sonipat, Mansa, Jalandhar, Amritsar, and Barnala. This position is focused on ensuring sound credit decisioning and risk assessment for retail housing finance. Candidates with hands-on experience in credit underwriting, portfolio evaluation and probability of default (PD) assessment are preferred. The role requires analytical ability to assess borrower creditworthiness, verify documentation, and apply lending policy consistently to maintain portfolio quality.
Typical responsibilities for a Credit Manager in housing finance include: evaluating loan applications, reviewing income and property documentation, conducting credit checks, preparing credit memos, aligning decisions with internal credit policy, and coordinating with sales and operations teams for timely disbursals. The role may also involve monitoring sanctioned accounts, identifying early warning signs, and escalating potential risks as per defined processes. Good communication skills and the ability to document credit reasoning clearly are important.
If you are applying, make sure your CV highlights direct experience in credit underwriting or PD modelling/assessment, any exposure to housing loans, and clear examples where you influenced credit decisions or reduced risk. Many employers look for candidates who can explain a credit rejection or approval succinctly, showing both quantitative analysis and qualitative judgment. Also mention your notice period and willingness to relocate if applicable — this posting specifically lists a maximum notice period of 30 days.
How to apply: Use the LinkedIn button to view the original job post and apply via the platform if you prefer that route. Alternatively, the listed email address (from the original post) is provided for direct submission. When emailing, attach a concise CV, a one-page cover note summarizing your credit experience, and a preferred contact number. Avoid sending unnecessary large attachments. If you do not see a phone number or WhatsApp contact on this page, that means the original post did not include one — so use the LinkedIn link or email shown above to reach the recruiter.
Final tip: tailor your resume to housing finance and underwriting experience. Mention specific products, average loan sizes handled, and any systems or credit scorecards you have used. That helps hiring teams quickly identify fit. Best of luck with your application!
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